MI · State Playbook
What the law in Michigan says about your case — deadlines, fault rules, and what you can actually recover. Built from primary statutes and AskMatlock research.
Statute of limitations
3 years
Three years for negligence.
Fault rule
Modified comparative negligence — 50% bar rule
Modified comparative negligence — 50% bar rule. No-fault state.
Diminished value posture
Property damage recovery cappedMichigan caps third-party property damage recovery at $3,000 under the state's mini-tort statute (MCL § 500.3135).
No-fault state with the strictest property damage recovery cap in the country ($3,000 mini-tort).
Personal injury protection (your own insurance company's medical coverage) covers medical and wage loss under your own policy.
Bodily injury claims require crossing the "serious impairment of body function" threshold.
Every fact in this playbook is sourced from primary statutes, bar opinions, or peer-reviewed research. We do not invent numbers. This is not legal advice; state law changes frequently and case-specific facts matter — when your case warrants it, the Bodily Injury Claim tool lets you browse verified attorneys in Michigan and pick.
