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sharp-finch-734

3 accidents in 2 years, still in treatment — is my original case ruined?

I'm 27, and I feel like I can't catch a break. Back in the spring of 2022, I was a passenger in my roommate's car when a commercial dump truck plowed into us from behind at a red light. The impact was violent — the car got pushed into the intersection. I'd never been in a serious accident before and within a couple hours my lower back was screaming at me.

I went to urgent care that night, then followed up with a spine specialist. MRIs showed a disc herniation at L4-L5. I was told by one doctor it looked "degenerative" but I had zero back problems before this — I was a hiker, I worked on my feet, I was fine. Now I'm in pain every single day, somewhere between a 5 and an 8 depending on the day. I've done PT twice, had three epidural steroid injections, and I'm currently waiting on approval for a nerve ablation procedure.

Here's where it gets complicated. In the fall of 2022, a distracted driver rear-ended me at a stoplight — completely separate incident, different car. Then earlier this year, I got sideswiped in a parking lot. Both of those drivers admitted fault and their insurance accepted liability.

My attorney knew about all of this and told me not to stress because I was still in active treatment from the original accident and the newer incidents didn't seem to make my injury significantly worse.

But now I'm hearing my case might be harder to value because the defense will argue my pain could be from the later crashes. I'm terrified after two-plus years of suffering that I'm going to walk away with nothing meaningful.

Has anyone else dealt with multiple accidents while a case was still open? Did it tank your settlement? I'm so exhausted.

8replies

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8 replies

  • 9
    bold-sparrow-071

    Ugh, I went through something really similar. I had an open case for a back injury and then got rear-ended a second time about eight months later. I was honestly panicked that it would wreck everything. My attorney had me document everything — every symptom before and after the second crash, every treatment note that specifically tied back to the original injury. It was tedious but it actually helped the medical records tell a clear story. Hang in there, it's not automatically a dealbreaker.

  • 7
    brave-lynx-519

    The defense side is absolutely going to try to use those subsequent accidents against you — that's their playbook. They'll argue that any pain you have now is from the later crashes, not the original one, so they owe you less. Don't be surprised if they dig up every medical record from all three incidents and cherry-pick whatever helps them. Make sure your attorney is pushing back hard with a clear medical timeline showing the herniation was documented well before those other crashes happened.

  • 11
    patient-raven-888

    Worked in claims for years. Honestly, multiple accidents on a claimant's record are something adjusters flag immediately — it's called a "successive injury" situation and it does complicate valuation. That said, it doesn't kill your case. What matters most is whether there's clear medical documentation tying your primary injury to the first accident before the others occurred. If your MRI showing the herniation was done early and well-documented, that's your anchor. The adjuster will try to split causation but a good attorney can counter that.

  • 5
    cool-newt-149

    This is actually a fairly common scenario and there's an established legal concept around it — something like "aggravation of a pre-existing injury" or apportioning damages between incidents. It's not a slam dunk either way. The key things that tend to help are: (1) medical records from right after the first accident clearly documenting the herniation, (2) treatment notes that specifically reference the original crash as the cause, and (3) ideally a treating physician willing to say on record that the later incidents were minor in comparison. Ask your attorney directly where your records stand on those three points.

  • 17
    daring-finch-912

    From a medical standpoint, a documented herniation at L4-L5 with consistent pain levels over two-plus years, plus the treatments you've described — PT, injections, nerve ablation — that's a serious, ongoing injury that doesn't just appear from a parking lot sideswiping. Any decent medical expert should be able to explain the difference in mechanism and impact between a commercial truck hitting you at speed versus minor secondary incidents. Keep going to all your appointments and make sure every visit includes your pain levels and how they relate back to the original injury.

    • 10
      hearty-lynx-452

      I don't want to be harsh but I'm curious — when the second and third accidents happened, did you seek any medical treatment for those separately? And did your attorneys for those cases know about the existing open case? The reason I ask is that if you filed claims on those too, the paper trail gets more tangled and the defense will definitely try to exploit any overlap. Just want to make sure you're not accidentally creating a bigger problem than you realize.

  • 13
    bright-tern-525

    Two things: First, stop trying to figure this out on a forum and have a direct, blunt conversation with your attorney about worst-case scenarios. You deserve a real answer, not reassurance. Second, if your attorney seems evasive or can't explain how they're handling the successive accident issue, it might be worth a second opinion from another PI attorney. Most will do a free consult.

  • 5
    silent-bison-579

    I know it feels like everything is stacked against you, but think about it this way — you've got over two years of consistent medical treatment all pointing back to that first crash. That's actually a really strong paper trail. The other incidents happened, yeah, but they didn't stop your treatment or reset your injury. Courts and adjusters deal with complicated timelines all the time. You're not disqualified, you just need it told clearly.