Anyone else noticing the same trucking company keeps causing incidents at your depot?

I spent years on the commercial lines side of insurance and I can tell you — fleet companies have dedicated claims teams whose entire job is to minimize exactly this kind of exposure. They are not your friend, they are not neutral, and they absolutely count on claimants not knowing that commercial liability claims work differently than a standard fender-bender between two personal-vehicle drivers. Document everything obsessively. Photos, timestamps, witness names if you can get them. The door alignment issue you mentioned is actually important — 'cosmetic' damage that affects function can be worth a lot more than a simple repaint.

When the at-fault vehicle is a commercial truck, there are usually multiple layers of potential liability — the driver, the fleet owner, sometimes a leasing company or a contracted carrier. It's worth finding out exactly how that truck is registered and insured because it's often more complicated than it looks. An incident report filed at the time of the damage (even a lot supervisor's informal one) can matter a lot later, even if the supervisor seemed indifferent. Keep a copy of anything you submitted.

Not legal advice, but commercial vehicle cases genuinely do operate differently. There are federal regulations around fleet maintenance and driver logs that sometimes become relevant, and the insurance policy limits on commercial vehicles tend to be much higher than personal auto. If there's any question about whether your injury or property damage is being fully covered, it's worth at least a free consultation with someone who handles commercial accident claims. Most don't charge anything upfront.