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hearty-elk-325

My car has been sitting at an impound lot for 10 days and nobody will move it — help?

I'm losing my mind over this. Back at the end of last month I hit a large animal on the highway at night — came out of nowhere, no time to brake. The front end got pretty mangled and my insurance company had the car towed to some third-party vehicle inspection facility to figure out if it was a total loss.

Good news: they decided it wasn't totaled and approved repairs. They even have a body shop lined up that said they can do the work. The problem? My car is still just sitting at that inspection lot collecting storage fees while everyone points fingers at everyone else.

Here's what my days look like right now: 1. Call the body shop — "We haven't received it yet." 2. Call my claims adjuster — straight to voicemail. 3. Wait 2 days for a callback that basically says "it'll be moved tomorrow." 4. Repeat.

From what I can tell, the tow has supposedly already been arranged and paid for, but the vehicle just never leaves. Meanwhile I'm renting a car out of pocket because my rental coverage has a daily cap and I'm already close to burning through it.

I've been polite about it but I'm starting to wonder if I need to get louder. Should I be escalating to a supervisor? Filing a complaint somewhere? I genuinely don't know who actually controls the tow order at this point — the insurer, the inspection facility, or the shop.

Any advice from people who've been through something like this would be really appreciated. I just want my car back.

10replies

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10 replies

  • 16
    steady-dove-472

    Ugh, I went through almost this exact runaround after my accident last year. The thing that finally broke the logjam for me was calling the inspection facility directly — not the insurer, not the shop — and asking them specifically what paperwork they needed on their end to release the vehicle. Turns out there was a single form my adjuster hadn't sent over and nobody had told me. One fax later, the car was moved within 24 hours. Worth trying if you haven't already.

  • 15
    keen-swan-816

    Honestly, from the inside, this kind of thing happens when the tow authorization falls into a gray zone between two departments — total-loss team hands it off to the repair team and nobody picks up the thread. The fix is to call your insurer's main claims line (not your adjuster's direct number) and ask to speak with a claims supervisor or a team lead. Tell them you need a specific name who owns the tow authorization. That usually shakes something loose fast because supervisors don't want a complaint filed over something this simple.

  • 15
    cool-sparrow-716

    Most states have a fair claims settlement practices act that requires insurers to act on claims within specific timeframes. A 10-day delay just to transport a vehicle that's already been approved for repair is the kind of thing you can mention when you escalate — not as a threat, just as context. You can also file a complaint with your state's department of insurance if it drags on much longer. It's free, takes maybe 15 minutes online, and it tends to get insurers moving surprisingly fast.

    • 9
      quiet-optimist318

      Seconding this. The same approach worked for me last year.

  • 11
    hearty-hare-717

    Don't let them keep running out the clock on your rental coverage. That's not an accident — adjusters know exactly how long your rental benefit lasts. Start documenting every single call: date, time, who you spoke to, what they said. If your rental runs dry because of their delays, you have grounds to argue they owe you that difference. Paper trail is everything.

    • 6
      calm-rider205

      Curious whether you did this on your own or had help with it.

  • 11
    silent-kestrel-186

    Stop leaving voicemails. Call the main 1-800 claims line, hit zero until you get a live human, and tell them you want this escalated to a supervisor TODAY. Be calm but firm — something like "I've been waiting 10 days and I need a confirmed tow date by end of business today or I'm filing a department of insurance complaint." You'll probably have a tow scheduled within a few hours.

  • 9
    warm-swift-620

    Quick question — when you say the tow has "already been paid for," did someone at the insurer confirm that in writing or on a recorded call, or is that just what the adjuster told you verbally? I ask because sometimes there's a difference between a tow being "approved" in the system and the actual vendor receiving the dispatch order. Worth asking the inspection facility if they've gotten a pickup request with a reference number, not just a vague "it's coming."

    • 7
      quiet-neighbor789

      This is really helpful — thank you for posting it.

  • 5
    sharp-dove-148

    This sounds so stressful, I'm sorry you're dealing with this on top of everything else. Accidents are already a lot emotionally and then to have to chase people down every single day just to get basic stuff done... you shouldn't have to fight this hard. Hoping it gets resolved for you soon 💙