Anyone else stuck in accident limbo past the 2-year mark? How did yours finally end?
I honestly didn't think I'd be sitting here typing this. My accident was almost 27 months ago — just a regular Tuesday afternoon, dry roads, merged onto the highway, and some guy in an SUV coming off an on-ramp clipped my rear quarter panel and sent me spinning into the median barrier. Two-car accident, airbags deployed on my side, neck and shoulder took the worst of it.
I figured: insurance handles it, I do some physical therapy, maybe 8-9 months tops and life goes back to normal. Instead I've had:
- 3 rounds of imaging (two MRIs, one CT)
- A cervical steroid injection that helped maybe 30%
- Ongoing PT that my doctor says I'll probably need for months more
- A gap in freelance income I can barely quantify because the flare-ups are unpredictable
- More phone calls with adjusters than I can count, and every one of them acts like they've never heard of my claim before
I finally got a PI attorney involved about six weeks ago. Just had that moment where I realized I was basically doing a second job just managing this case — and not doing it well.
The attorney seems solid and I don't regret calling, but I'm in that weird purgatory now where I've handed it off but nothing has visibly moved yet. My question is genuinely just: for those of you who went past the two-year mark — did things eventually get resolved, and did having a lawyer actually change the pace? I keep reading that it can go either way and I just want honest experiences from people who've actually lived it.