Both insurance companies are blaming me but I found footage that proves otherwise — what now?

This is almost exactly what happened to me two years ago. Both sides blamed me and I had nothing but my word. I never thought to look for outside camera footage — honestly wish I had done what you did. The fact that you actually secured that video is huge. Don't just hand it over casually though, make sure you have your own copy saved somewhere safe before you do anything else.

Please be careful how you hand that footage over to your own insurance company. Adjusters are not on your side — they're trying to close the file cheaply. I'd be very hesitant to just email it to them and trust they'll do the right thing. Once you give it up, you lose some control over the narrative. Talk to someone who's actually in your corner before you make a move.

I used to work on the claims side and I'll be honest with you — when both carriers land on the same at-fault determination early, it's often because one adjuster talked to the other and they just agreed on the path of least resistance. Your recorded statement, their insured's statement, done. Video evidence genuinely can flip that. I've seen it happen. But the key is presenting it strategically, not just dropping it into the claim and hoping someone notices. Get your ducks in a row first.

Not legal advice, but in disputed liability cases with physical evidence like this, representation often makes a real difference in how quickly and seriously insurers respond. An attorney can formally present the footage, request the other driver's full recorded statement, and put carriers on notice in a way that solo claimants usually can't. The fact that you're also injured adds another layer — medical claims and liability disputes together can get complicated fast. Worth at least one conversation with a PI lawyer before you do anything else.

Please don't let the insurance battle distract you from staying on top of your medical care. Neck and shoulder injuries from accidents can seem manageable at first and then really flare up weeks later. Keep going to your appointments, follow through on any referrals, and document everything — every visit, every symptom, every day you couldn't do something because of the pain. That paper trail matters both for your health and for any claim.

You have video. You are injured. Stop trying to handle this yourself. Call a personal injury attorney today — not tomorrow, today. You've already done the hard part by finding the footage. Let someone who knows how to use it take it from here.

Quick question — when you say the footage 'clearly shows' the other car going through after the light changed, have you had anyone else watch it and agree? Sometimes what feels obvious to us because we were there looks more ambiguous to a stranger. Not doubting you at all, just want to make sure you go in with realistic expectations about what the video actually shows versus what you're hoping it shows.