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The Shoulder
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Driver who hit me is now asking me to lie to insurance — do I save these messages?

So this happened a few days ago and I'm still kind of in shock that someone would even ask this.

I was stopped at a red light when I got hit from behind pretty hard. We pulled over, exchanged info, seemed fine. Then last night I get a voice note and a follow-up text from the other driver basically asking me to "keep things between us" and tell our insurers the accident happened differently than it did — like, change the whole story about how the impact occurred so they'd be less at fault.

I did not respond. I just stared at my phone.

I have soft tissue stuff going on in my neck and shoulders and I went to urgent care the same day. There's a police report. There are photos. The actual facts are pretty clear.

My questions are: 1. Should I forward these messages to my insurance company when I talk to them? 2. Could agreeing to something like this — even just saying "okay" over text — actually get ME in trouble even if I never intended to follow through? 3. Is there anything else I should be doing right now to protect myself?

I genuinely feel bad for the person because I assume they're scared about their rates or something, but I'm not going to lie. I just want to handle this the right way and not accidentally create problems for myself by ignoring the messages or responding wrong.

Any advice from people who've been through something messy like this would mean a lot right now.

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