DUI driver rear-ended me with my cat in the car — lease vehicle, both of us hurt. Where do I start?
Still kind of in shock writing this, so bear with me.
Last Tuesday evening I was maybe five minutes from home when a driver blew through a red light and slammed into the back of my car. Witnesses told police he'd been swerving for blocks before hitting me. He failed the field sobriety test on the spot and got arrested — so at least that part is documented.
Here's where it gets complicated:
1. It's a leased vehicle. I've got about two months left on the lease. The rear quarter panel and bumper are visibly crushed. I don't even know if the leasing company expects me to handle the claim or if they jump in directly.
2. I'm hurt. Woke up the next morning barely able to turn my head. Went to an urgent care clinic, they said soft-tissue strain in my neck and upper back, gave me a muscle relaxer and told me to follow up with an orthopedist. I have that appointment scheduled for next week.
3. My cat was in a carrier in the back seat. She's been hiding and not eating since we got home, and yesterday I noticed she's flinching when I touch her left side. Emergency vet visit is tomorrow morning.
I have not contacted my insurance company or his yet — I wanted to get my thoughts together first. I also haven't signed or agreed to anything.
Questions swirling in my head:
- Do I need separate claims for my injuries vs. the cat's vet bills?
- Does the lease situation change anything about how the property damage gets handled?
- Should I get an attorney before I even call the insurance companies?
Any advice from people who've been through something like this is really appreciated. I'm overwhelmed.