Got served papers over a slow parking lot tap — they're claiming injuries??

Oh man, I went through something scarily similar. Low-speed parking lot bump, and the other party came back months later with a laundry list of injuries. The dashcam footage was honestly the single most important thing I had. Don't downplay it — get that footage backed up somewhere safe TODAY, like multiple places. It made a huge difference in how seriously the other side took disputing my case.

From the inside, I can tell you that low-speed impact claims with soft-tissue or psychological injuries are extremely common and also extremely hard to disprove without good evidence — which it sounds like you actually have. The dashcam footage and your photos are gold. When I was handling claims, video evidence from the scene genuinely changed the trajectory of cases like this. Make sure your insurer knows immediately that the footage exists. Don't wait for them to ask.

Not legal advice, but: contact your auto insurance carrier immediately and tell them you received a summons and complaint. That triggers their obligation to defend you under most standard liability policies. Do not contact the person suing you or their attorney directly. Your dashcam footage could be very significant — preserve it in multiple formats and locations now. A lot of these cases look scarier than they end up being once actual evidence enters the picture.

Quick question — does your policy have solid liability limits? Because the strategy here might shift depending on how much coverage you actually have. Also, did you ever get anything in writing from your insurer acknowledging the original claim you filed after the incident? That paper trail matters.

I'm not dismissing that a person can feel shaken after even a minor collision — that's real. But 'violent impact' causing ongoing physical injury from a 2 mph bump is a stretch that any decent medical expert would scrutinize. If this goes further, the medical records they submit to support their claims will be examined pretty carefully. Just something to keep in mind — the language in the lawsuit isn't automatically the reality.

I'm so sorry you're dealing with this. The stress of getting served papers is awful even when you KNOW you didn't do anything seriously wrong. Please don't try to handle this alone — loop in your insurance company today and let them take some of the weight. You have evidence. That matters.

I know it doesn't feel like it right now, but you are actually in a better position than a lot of people in this situation. You have dashcam footage. You have photos. You filed a claim at the time. A lot of people facing inflated lawsuits don't have any of that. Lean on your evidence — it's there for exactly this kind of moment.