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Head-on with a drunk driver left me frozen at intersections. Anyone else?

I don't really know how to start this so I'll just say it — I got hit head-on about four months ago and I'm still not okay.

It was a weekday afternoon, totally normal drive. I was maybe six minutes from my house on a two-lane county road I've taken a thousand times. There's a long straightaway through some low farmland where the sight lines aren't great because of overgrown ditches on both sides. I came around a gentle curve and there was a car — fully in my lane — drifting toward me.

I remember it in pieces. I had maybe two seconds. I remember thinking my dog was home alone. I remember noticing the other driver's head was down. I remember deciding to go right toward the ditch instead of left, and then the impact just... erased the next few minutes for me. I woke up with the airbag in my face and someone knocking on my window.

The other driver was arrested at the scene. DUI. It was 3pm on a Tuesday.

My car is totaled, I have a herniated disc they found on MRI, and physically I'm muddling through. But the mental part is what's wrecking me. I flinch at oncoming headlights. I white-knuckle every curve. My partner has to drive me to PT because I had a full panic attack on the highway last week.

Has anyone else dealt with this kind of anxiety after a crash? Does it actually get better? And also — does PTSD from an accident factor into any kind of claim, or is it just ignored because it's not a broken bone?

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