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Hit by a city utility truck — does suing a government entity really take forever?

I'm about two months out from my accident and just starting to understand how complicated this might get, so I'm hoping someone here has been through something similar.

Basically I was driving on a four-lane road during my lunch break when a city-owned utility truck merged into my lane from a work zone without any warning — no signal, no horn, nothing. I had nowhere to go and clipped the rear quarter of the truck trying to avoid a full-on collision. The impact spun me into a curb and I hit pretty hard.

The police report is frustrating me. Because of the angle and the fact that I made contact with the rear of his vehicle, the officer's narrative kind of implies I was following too closely. There were no independent witnesses who stuck around, and the city driver gave a totally different version of events. I did have a dashcam but the mount failed in the impact and the footage cuts out right before the merge. Of course.

Injury-wise I've been dealing with a herniated disc in my mid-back plus pretty bad whiplash. I've done a round of PT that helped maybe 20%, got one epidural steroid injection so far with another scheduled, and my doctor is now talking about possibly referring me to a spine specialist.

I've been told that claims against government entities involve special filing deadlines and a different process than a normal at-fault claim. My own insurance is handling my immediate medical bills for now but I have a consult with a PI attorney next week.

Has anyone actually gone through the government-entity claims process? How long did it drag out? Did the police report being unfavorable tank your case?

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