Hit by a delivery van and driver won't give me his insurance info — what do I do?
So this happened about a week ago in a parking garage. A delivery van backed into the driver side of my car while I was stopped waiting for a space. I got out, we exchanged words, I took photos of the damage and his plates, but when I asked for his insurance card he basically said "talk to the company" and drove off. No card, no policy number, nothing.
I only carry liability on my car because it's older, so my own insurer told me they can't really help me chase down the other guy's coverage. Super helpful, right? 🙄
I filed a police report the same day, so I at least have that going for me. I know the company name from the logo on the van and I have the plate number. But I have no idea how to actually find the insurance policy tied to that vehicle or that company.
A few things I'm wondering:
- Can I look up insurance info through the DMV or some state database using the plate?
- If it's a commercial vehicle, is the company's insurance easier to track down?
- Should I just call the delivery company directly and demand their carrier info?
- At what point do I need a lawyer involved?
The damage looks pretty significant — whole door panel is caved in and there's frame damage I'm worried about. I don't want to let this guy's employer just ghost me. Any advice from people who've dealt with something like this would be really appreciated.