Hit and run caught on camera — do I push for criminal charges or just let insurance handle it?
Still shaking a little as I write this. About two hours ago I was sitting at a red light on my way home from work, totally stopped, when someone plowed into me from behind. Hard enough that my head snapped back and I bit my tongue. I look in my mirror and the driver just… pulls around me and takes off. Didn't even slow down.
Thank god I installed a dashcam with a rear-facing lens last spring. Got the whole thing — the impact, the driver's face through the windshield as they passed me, the plate. I pulled into a parking lot, got my bearings, called the police, and sent myself the footage before I did anything else.
Officers took a report on the scene and later called me back to say they located the registered owner of the vehicle and asked if I want to pursue criminal charges. Apparently leaving the scene like that could be a serious charge depending on how bad my injuries are.
Here's my dilemma: my neck is genuinely sore and I have a headache I can't shake. I'm going to urgent care tomorrow morning no matter what. But do I push for criminal charges on top of the insurance claim? Part of me just wants my car fixed and my medical bills covered and to move on with my life. Another part of me is angry — this person made a choice and just drove away like I didn't matter.
Has anyone been through something like this? Did going the criminal route make the civil/insurance side more complicated, or did it actually help you?
Also — do I even have any say in what the DA does once I report it, or is that out of my hands?