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patient-crane-307

Hit and run driver admitted fault over text but now ghosting me — what do I do?

So this happened about a week ago and I'm honestly still shaking with frustration.

I was parked in a strip mall lot when another driver clipped the entire passenger side of my car pulling out of the space next to me. Broad daylight. I was sitting in the driver's seat waiting for my kid to run back inside the store. The other driver just… pulled out and kept going.

A woman walking to her car saw the whole thing and came over — she was amazing, honestly. She snapped a photo of the other car as it was leaving. I got the shot from her and posted it on a neighborhood Facebook group that night. Someone actually recognized the car and tagged the owner.

Here's where it gets complicated. The driver messaged me directly and said he "didn't realize he'd made contact" and felt terrible. We went back and forth for a few days — he kept saying he'd "make it right" and asked me to get a repair estimate. I did. Two of them, actually. Then radio silence. Now he's reading my messages and not responding.

I never got his insurance info. I have:

  • Photos of the damage to my car
  • The photo of his car leaving
  • Screenshots of our entire conversation where he basically admits he hit me

I finally filed a police report yesterday. The officer said they'd "look into it" but seemed pretty noncommittal. My own insurance has uninsured motorist coverage but I really don't want to go that route if I don't have to — my rates are already not great.

Has anyone been in a situation like this? Can police actually force someone to hand over their insurance info? Are those text messages enough to go after his insurance directly if I can track down his carrier?

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