Other driver blew a yield sign and HIS insurance just cleared him completely. How??

This happened to me almost exactly. No footage, other driver lied, and his insurance just... believed him. What finally helped me was my own insurance going after theirs through subrogation once they paid out. It took months but I eventually got my deductible back. It's a brutal process but don't give up on collecting that evidence from nearby businesses — move fast though, most places overwrite footage within 30 days.

I used to work claims and I want to be honest with you about what's happening here. When an adjuster says "we can only go by statements," what they usually mean is: our insured gave us a story that creates enough doubt to avoid paying out. They're not neutral investigators — they work for the other driver's carrier. Their job is to protect their insured.

The damage pattern you're describing actually can be used as physical evidence. A competent appraiser can look at the point of impact and the angle of the damage and reconstruct who was where. Push your own insurance to do a proper inspection and document that. Don't let this just sit as a word-vs-word situation when there's physical evidence on the car.

The other driver's insurance will ALWAYS find a way to protect their customer if there's any wiggle room at all. "Erratically driving" and "too fast" are the two most common made-up defenses because they're impossible to disprove without footage. They know that. Please don't trust that adjuster to do anything in your interest — she literally works for the person who hit you.

A few things worth doing right now if you haven't already: First, send a written request (email is fine) to every business within a block or two of that intersection asking them to preserve any footage from that day. Use that word — "preserve" — because it creates a record that you asked. Second, get a copy of the full police report if you only have the summary. Sometimes the officer's diagram or narrative has details that support your version. Third, your own insurance subrogating against theirs is a real path — it's slower but it exists.

Not legal advice, but this fact pattern — clear traffic control device, physical damage consistent with one version of events, no neutral witness — is exactly the kind of case where an independent PI attorney's free consultation is worth your time. They can sometimes get accident reconstruction experts involved and send spoliation letters to businesses that your own insurance might not bother with. Just worth a conversation. Not legal advice.

Stop calling. Everything in writing from here on out. Email the adjuster, email the supervisor, create a paper trail. When you find any camera footage, don't hand it to them casually — talk to your own insurance or a lawyer first about how to use it properly. And yes, file your claim with your own insurance today if you haven't. Don't wait on these people.

Did you get a copy of his statement in writing or just a verbal summary from the adjuster? And was there anything in the police report about the yield sign — like did the officer actually note it as a contributing factor or just document the scene? Asking because those details matter a lot for what your options actually are here.