Selling my damaged car before the at-fault claim even opens — bad idea?
So I got hit about six weeks ago at an intersection — I had the right of way and the other driver blew a stop sign and clipped my front end pretty hard. She's telling her insurance a completely different story, so liability is still being "investigated" and nothing is open on her policy yet.
My car is technically still drivable but honestly it pulls to the left, there's a weird grinding noise when I brake, and I just don't feel comfortable in it anymore. It's also pretty old with a ton of miles on it, and a mechanic friend told me it's probably not worth fixing even if I wanted to.
I've been thinking about just selling it privately or trading it in and moving on. I need reliable transportation for work and sitting around waiting feels pointless. But I'm paranoid that dumping the car before liability is even established could hurt me somehow — like they could claim I destroyed evidence or something.
At the same time, am I supposed to just drive a sketchy car indefinitely while their insurance drags its feet?
I have:
- Tons of photos from the scene
- The collision report
- A couple of estimates from body shops
My attorney has been super hard to reach lately which is frustrating. Has anyone actually sold or traded in their car while a claim was still in limbo? Did it come back to bite you? Would love to hear what people actually experienced, not just the theoretical worst-case stuff.