Sideswipe at a freeway exit — both of us claim we were in our lane. Who's liable?
Still kind of shaken up so bear with me if this is rambly.
So yesterday I was taking an off-ramp that splits into two lanes at the bottom — left lane goes straight toward the intersection, right lane is a dedicated right-turn only. I was in the left lane, where I always go, doing my normal thing.
Out of nowhere I feel this jolt and hear that horrible scraping metal sound. We both pull into a nearby parking lot. My damage is along the entire left side of my car — deep scratches from roughly my driver-side mirror all the way back to my rear quarter panel. The other driver has damage on his right front bumper and fender.
Here's where it gets murky. He's insisting I drifted into his lane. I know I didn't — I had just come off the ramp and the lanes are clearly marked with paint and those little reflective dots. My instinct is that he was trying to jump ahead of me into my lane and misjudged the gap.
No witnesses stopped. There's a traffic camera on the signal light at that intersection and I'm wondering if it actually captures anything useful, or if those only track red-light violations.
We exchanged info and I filed a report with my insurance same night. The other driver was pretty aggressive at the scene, kept repeating "you hit me" over and over even though the damage patterns seem like they tell a different story to me?
Has anyone dealt with a he-said/she-said sideswipe like this? How did fault get determined? I feel like I'm already getting nervous about what the adjusters are going to say.