Someone else's accident pushed a truck into my parked car — should I be worried about hidden damage?
So this whole thing happened right outside my house yesterday and I'm honestly still kind of shaken up about it even though I wasn't even in the car.
Basically, a delivery van got rear-ended pretty hard by another driver and the force pushed the van straight into the back of my SUV, which was parked on the street in front of my place. My car visibly lurched forward — like it actually moved a noticeable distance while it was in park.
Visually? Doesn't look catastrophic. There's some scuffing on the rear bumper and one of my tail light housings looks a little off, but nothing that screams "totaled" or anything. I drove it around the block and it felt okay — no pulling, no weird noises, nothing obviously wrong.
Here's my concern though: I've dealt with insurance stuff before after an accident and I know that "feels fine" doesn't always mean is fine. Frame stuff, alignment issues, things you can't see — that's what scares me. When a vehicle gets shoved forward that suddenly and that hard while it's just sitting there in park, can the drivetrain or transmission take any kind of hit from that?
The driver who caused the whole chain reaction has liability coverage. My neighbor (the delivery driver) gave me all the info and was super cooperative, which I appreciate.
I guess my questions are: 1. Should I get a full inspection even if it drives fine? 2. Do I go through my own insurance or deal directly with the at-fault driver's carrier? 3. Is there any reason to document things beyond just photos?
Any experience with this kind of thing would be really helpful. I feel like I don't want to just let it go and regret it later.