T-boned at an intersection — wife in rehab, I can't drive, feeling completely lost
I don't even know where to start. About three weeks ago our whole family got hit out of nowhere — I was driving, my husband was in the passenger seat, and our 15-year-old daughter was in the back. We were going through an intersection on a green light when a pickup blew the cross street and slammed into us on the driver's side.
My daughter had a pretty bad shoulder injury and a concussion. She's doing better and is actually staying with my sister right now while things stabilize, which I'm grateful for — but I miss her like crazy.
My husband fractured two vertebrae in his lower back. He didn't need surgery but the doctors are being cautious and he's been in an inpatient rehab facility for almost two weeks now. He's in a lot of pain and honestly the updates I get from the staff feel vague and clinical. I wish I could be there every single day but I'm still dealing with a broken collarbone myself and I'm not cleared to drive.
I keep relying on neighbors and coworkers to shuttle me around and I feel like such a burden. I'm barely sleeping. The house feels enormous and quiet. I keep replaying the moment of impact — the sound, the glass, my husband's face.
On top of everything the at-fault driver's insurance has already called me twice. I haven't said anything beyond confirming basic facts but I don't really know what I'm supposed to do here. We have significant ongoing medical bills and nobody has explained to me what the actual process looks like from here.
Has anyone been through something like this — juggling your own injuries while a spouse is in rehab and trying to figure out the insurance piece at the same time? How did you manage?