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The Shoulder
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USPS truck ran a red and hit us broadside — first accident ever, totally lost

Still kind of in shock writing this. Yesterday afternoon a postal service truck blew through a red light and slammed into the driver's side of my car while my husband and our two kids were inside. Nobody got taken away in an ambulance so I think we all just kind of… went home and tried to calm down.

Here's the thing — my shoulder has been aching since last night and I woke up this morning barely able to turn my head. My husband says his lower back feels "off" but he keeps brushing it off. The kids seem okay, thankfully, but our four-year-old has been clingy and quiet which isn't like her.

We did not get checked out at the scene. The officers came, made a report, and everyone sort of dispersed. I honestly wasn't even thinking about my own body in the moment — I was just trying to keep it together for the kids.

Now I'm staring at a pile of questions:

  • Do I go to urgent care or the ER today even though it's been almost 24 hours?
  • This involved a government vehicle — does that change anything about how claims work?
  • My car is probably totaled. It's only nine months old. Do I just deal with their insurance or mine?
  • Neither my husband nor I gave recorded statements yet. Should we?

I've never dealt with anything like this. Any advice from people who've been through it would mean a lot right now. I just want to make sure I don't accidentally mess something up by not knowing the process.

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